Why should I get travel insurance if I have RAMQ?
​
RAMQ coverage is very limited outside of Quebec. If you’re hospitalized or need medical care abroad, the costs can be very high. Travel insurance supplements this coverage to protect you in case of medical emergencies and help you avoid significant expenses.​
​
Is travel insurance mandatory?
​
It is not mandatory, but it is strongly recommended when traveling outside of Quebec or Canada. In certain situations, such as when applying for a Super Visa for parents and grandparents visiting Canada, private medical insurance is required.
How much does travel insurance cost?
​​
The cost depends on several factors:
-
your age
-
your destination
-
the length of your stay
-
your health status
-
the type of coverage you choose
A plan can be tailored to fit your budget and your actual needs.
When should I purchase my travel insurance?
Ideally, you should purchase travel insurance as soon as you book your trip. This ensures you’re protected in the event of an unexpected cancellation before your departure.
Does travel insurance cover pre-existing medical conditions?
Some policies cover pre-existing medical conditions, subject to certain conditions regarding medical stability. It’s important to discuss this with your advisor to choose the appropriate coverage.
Does travel insurance cover the whole family?
Yes. There are family plans that cover all members of the same family during their trip, which simplifies the process and often helps reduce costs.
Can I purchase travel insurance for my parents who are coming to visit Canada?
Yes. It is possible to purchase insurance for parents or grandparents visiting Canada, particularly as part of a Super Visa insurance plan. This coverage is essential for covering medical expenses during their stay.
​
Can I extend my travel insurance during my stay?
​
In many cases, you can extend your coverage if your stay is extended. However, it’s important to request this before your coverage expires.
​
Why choose Belvee Insurances for your travel insurance?
​
At Belvee Assurances, we take the time to understand your situation so we can offer you clear coverage tailored to your needs and budget. Our goal is simple: to let you travel with complete peace of mind.
